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	<title>Camrose Consulting</title>
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	<link>http://camroseconsulting.co.uk</link>
	<description>financial management for ambitious businesses</description>
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		<title>How easily can your business cope with slow paying customers?</title>
		<link>http://camroseconsulting.co.uk/2012/05/how-easily-can-your-business-cope-with-slow-paying-customers/</link>
		<comments>http://camroseconsulting.co.uk/2012/05/how-easily-can-your-business-cope-with-slow-paying-customers/#comments</comments>
		<pubDate>Thu, 03 May 2012 15:09:20 +0000</pubDate>
		<dc:creator>David Lewis</dc:creator>
				<category><![CDATA[Cash flow and funding]]></category>
		<category><![CDATA[cash flow]]></category>
		<category><![CDATA[cashflow]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=374</guid>
		<description><![CDATA[A recent survey carried out by the credit reference agency Graydon and the Forum of Private Business (FPB) highlighted that late payment by companies was having a domino effect, with 56% of businesses that are paid late being forced to delay paying their suppliers.   16% said they had almost been put out of business as [...]]]></description>
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		<title>Tone from the top – ethics, integrity and&#8230;profits &amp; cash</title>
		<link>http://camroseconsulting.co.uk/2012/04/tone-from-the-top-ethics-integrity-and-profits-cash/</link>
		<comments>http://camroseconsulting.co.uk/2012/04/tone-from-the-top-ethics-integrity-and-profits-cash/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 14:05:10 +0000</pubDate>
		<dc:creator>David Lewis</dc:creator>
				<category><![CDATA[Cash flow and funding]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Risk]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=306</guid>
		<description><![CDATA[The term “tone from the top” is usually used to describe the way that directors create the atmosphere in which an ethical approach to business is promoted or where dodgy behaviour is allowed to exist. Not actively encouraging ethical behaviour can lead to turning a blind eye. Where there is a highly driven approach to the [...]]]></description>
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		<title>Bonuses the good the bad and the downright ugly</title>
		<link>http://camroseconsulting.co.uk/2012/01/bonuses-the-good-the-bad-and-the-downright-ugly/</link>
		<comments>http://camroseconsulting.co.uk/2012/01/bonuses-the-good-the-bad-and-the-downright-ugly/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 12:59:26 +0000</pubDate>
		<dc:creator>admin_camrose</dc:creator>
				<category><![CDATA[Management]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Risk]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=128</guid>
		<description><![CDATA[It is people&#8217;s abilities and behaviours that drive business success (and also failure). Training, leadership and motivation are critical to success. For people to perform well they should understand the purpose of what they are doing and its relevance to the organisation as a whole  it is also important for them to have feedback.  Something [...]]]></description>
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		<title>Greece &#8211; Wheres the accountability?</title>
		<link>http://camroseconsulting.co.uk/2011/11/greece-wheres-the-accountability/</link>
		<comments>http://camroseconsulting.co.uk/2011/11/greece-wheres-the-accountability/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 13:03:51 +0000</pubDate>
		<dc:creator>admin_camrose</dc:creator>
				<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=137</guid>
		<description><![CDATA[Over the past few weeks I&#8217;ve heard mutterings about Greece fiddling its figures in order to gain entry to the Euro and the sentiments in this blog crossed my mind at the time. However suggestions of fraud (or similar) should not be taken lightly and I decided to keep my thoughts to myself. Mutterings are [...]]]></description>
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		<title>Put your head in the Cloud &#8211; but keep your feet on the ground!</title>
		<link>http://camroseconsulting.co.uk/2011/09/put-your-head-in-the-cloud-but-keep-your-feet-on-the-ground/</link>
		<comments>http://camroseconsulting.co.uk/2011/09/put-your-head-in-the-cloud-but-keep-your-feet-on-the-ground/#comments</comments>
		<pubDate>Fri, 23 Sep 2011 13:20:10 +0000</pubDate>
		<dc:creator>admin_camrose</dc:creator>
				<category><![CDATA[Management]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Risk]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=143</guid>
		<description><![CDATA[A lot of the work I do is around the information that comes out of a computer or the processes before data is entered. What happens in between is to me, quite frankly, a bit of a dark art. I recently attended a seminar Cloud Accounting for the 21st Century Debunking The Myths hosted by [...]]]></description>
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		<title>Double dip or not &#8211; 5 tips for steering through uncertain conditions</title>
		<link>http://camroseconsulting.co.uk/2011/08/double-dip-or-not-5-tips-for-steering-through-uncertain-conditions/</link>
		<comments>http://camroseconsulting.co.uk/2011/08/double-dip-or-not-5-tips-for-steering-through-uncertain-conditions/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 13:43:04 +0000</pubDate>
		<dc:creator>admin_camrose</dc:creator>
				<category><![CDATA[Accounts]]></category>
		<category><![CDATA[Cash flow and funding]]></category>
		<category><![CDATA[Management]]></category>
		<category><![CDATA[Risk]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=147</guid>
		<description><![CDATA[When the credit crunch hit I was struck by how many businesses adopted a slash and burn mentality. Doubtless many businesses had been complacent and there was fat that could be trimmed, but also there was a reluctance to spend money on the things that would take them forward, whether it was marketing, skills, IT [...]]]></description>
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		<title>News of the World &#8211; an unanswered question</title>
		<link>http://camroseconsulting.co.uk/2011/07/news-of-the-world-an-unanswered-question/</link>
		<comments>http://camroseconsulting.co.uk/2011/07/news-of-the-world-an-unanswered-question/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 13:44:35 +0000</pubDate>
		<dc:creator>admin_camrose</dc:creator>
				<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Risk]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=150</guid>
		<description><![CDATA[My initial reaction to the recent News of the World revelations was that the people at the top must take responsibility.  I took the view that senior management are ultimately responsible for the organisation&#8217;s culture and when there is a serious breach of ethics they should resign. As mentioned in my last blog I have [...]]]></description>
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		<title>Is audit an emotive term?</title>
		<link>http://camroseconsulting.co.uk/2011/06/is-audit-an-emotive-term/</link>
		<comments>http://camroseconsulting.co.uk/2011/06/is-audit-an-emotive-term/#comments</comments>
		<pubDate>Mon, 27 Jun 2011 13:45:34 +0000</pubDate>
		<dc:creator>admin_camrose</dc:creator>
				<category><![CDATA[Accounts]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Risk]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=152</guid>
		<description><![CDATA[For many people their experience of audits is of external audit, which to a large extent is a forced purchase required by law. For the uninitiated an external audit is carried out by an independent firm of accountants and its main focus is forming a view on whether the annual accounts give a true and [...]]]></description>
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		<title>Sustainability isn’t just for eco geeks</title>
		<link>http://camroseconsulting.co.uk/2011/04/sustainability-isnt-just-for-eco-geeks/</link>
		<comments>http://camroseconsulting.co.uk/2011/04/sustainability-isnt-just-for-eco-geeks/#comments</comments>
		<pubDate>Tue, 05 Apr 2011 14:01:48 +0000</pubDate>
		<dc:creator>admin_camrose</dc:creator>
				<category><![CDATA[Management]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=154</guid>
		<description><![CDATA[I am not one to jump on bandwagons.  Buzz words do nothing for me. However I do also look to improve the way things can be done. I recently attended an excellent event hosted by Knowledge Peers &#8220;Sustainability: Win in Business&#8221;, the speakers included small business owners who have applied sustainability in their business, consultants [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Benefits and pitfalls of invoice discounting</title>
		<link>http://camroseconsulting.co.uk/2011/02/benefits-and-pitfalls-of-invoice-discounting/</link>
		<comments>http://camroseconsulting.co.uk/2011/02/benefits-and-pitfalls-of-invoice-discounting/#comments</comments>
		<pubDate>Wed, 02 Feb 2011 15:25:09 +0000</pubDate>
		<dc:creator>admin_camrose</dc:creator>
				<category><![CDATA[Cash flow and funding]]></category>
		<category><![CDATA[Risk]]></category>

		<guid isPermaLink="false">http://camroseconsulting.co.uk/?p=159</guid>
		<description><![CDATA[Invoice financing is an increasingly popular form of funding. It has to some extent been associated with distressed businesses, although it can also be a good way of funding growing businesses. What is invoice finance? In broad terms the funder provides finance at an agreed percentage of outstanding customer balances. Typically a proportion of the [...]]]></description>
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